How to Pay for an Engagement Ring
Discover Zachary’s Stress-Free Jewelry Buying Experience

Of course, there are all the traditional ways to pay for engagement rings, but have you ever thought of using “Other People’s Money” or OPM as all the TikTok finance gurus call it?


At Zachary’s, we take all major credit cards, cash, checks, wire transfers, and just about anything other than Bitcoin. What many don’t know, is that we also offer financing.

You know that store credit card you have been using to furnish your house with great extended terms and zero interest… We have one too! To apply for our Zachary’s Jewelers store credit card you will submit your application to Wells Fargo (the bank behind our Store Credit Card program). You can do it from the privacy of your own home and then come in to see us with your budget in hand or you can come in to see us first and apply in-store. Decisions are super fast and we offer up to 12 months with Zero interest if paid in full by the end of your twelve months. That means it is free for you to stretch out your payments on one of the bigger purchases you will likely make.


Even better, when you have a line of credit open with Zachary’s Jewelers it remains open with no additional credit hits. Once you begin planning your wedding you will notice that many of your wedding vendors will require money immediately upon booking their services and the rest upon your wedding day. Yikes!!! That can make budgeting tough. With a Zachary’s Jewelers store credit card you can get the bands of your dreams and not have to worry about paying them off till well after the honeymoon!

Apply Today


Scan the QR code to apply from your personal mobile device.
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